Personal Loan App SmartCoin

          Friends, in today's time some people want that they should do some part time work along with their job. But in today's time it is not necessary that you have to work outside only, you can also work from your mobile. That's why today we have brought such an app for you so that you can easily do part time earning by using this app anywhere, anytime. You can easily earn from ₹ 500 to ₹ 1000 in a day. You can take the help of these apps to hand-le your daily expenses and you can easily cover your pocket money.

This is an app from which you can easily earn money. In this app you get many types of online tasks, which you can easily complete and save cash. You just have to give this app by taking out 3 to 4 hours in a day and you can earn money easily. You can also refer others, the more you refer, the higher your income.

SmartCoin - Personal Loan App

For urgent cash needs, the SmartCoin app offers instant personal loans to salaried and self-employed individuals. You can get a personal loan by submitting your application online, which is safe and secure. Once you meet the eligibility requirements, the money is deposited into your account in a matter of minutes. Check out the app to find India-specific credit and savings options.

Pvt. SmartCoin Financials Ltd. was founded in 2015 as an app-based platform for consumer lending. Instant personal loans are made available to salaried and self-employed individuals, who make up the emerging and underbanked middle and lower-income segments in India, through SmartCoin's partnership with NBFCs that are registered with the RBI. In India, we rank among the most reputable instant personal loan apps. The company started out as a microlending platform with the goal of helping India's vast underbanked, and it has since grown into a financial wellness platform that offers a wide range of services, including insurance, gold savings, and more, in addition to online loans. A digital, paperless, automated, and quick-distribution process is how we serve customers. Our real-time credit decision-making sets us apart,

• Instant loans up to Rs 1 lakh
• RBI registered lenders
• 100% digital process
• Minimal paperwork
• Tenure between 2-9 months
• No pre-closure charges
• Collateral free loans
• Available across India
• Easy repayment options
• Direct fund transfer to account in minutes
• Available in 7 languages (English, Hindi, etc)
• Recognized as The Economic Times – Best BFSI Brands 2023

                 

Loan purposes

• Instant loans for medical emergencies
• Personal expenses/pocket money
• Personal loans to cover education
• Instant online loan to meet household expenses
• Digital loans to address business expenses
• Loans to cover bills and rent
• Online loans to fund home renovation
• Loans for payment of EMIs
• Personal shopping loans

                          

Eligibility

• Self-employed
• Salaried
• New to credit
• Between 21-45 years of age
• Monthly income above Rs. 20,000

                     

Documents Required

Address Proof and ID Proof (including PAN and Aadhaar)

Bank statements (Optional)

Examples

Here’s an example of how loans from SmartCoin work:

• Loan Amount: ₹45,000
• Tenure: 6 months
• Rate of Interest: 30% per annum
• Processing fee: ₹1,593(3.54%)
• Total interest: ₹4,002
• EMI: ₹8,167
• Maximum Annual Percentage Rate(APR): 42.94%
• Amount Disbursed: ₹43407
• Total amount to be paid: ₹8,167 x 6 = ₹49,002
• Total cost of loan: ₹4,002 + ₹1,593 = ₹5,595

 Our Lending Partners

• Upmove Capital Private Limited
• Vivriti Capital Private Limited
• Northern Arc Capital Limited
• Incred Financial Services Limited
• MAS Financial Services Limited
• PayU Finance India Private Limited
• Poonawalla Fincorp

 Steps to get a loan

• Install SmartCoin Personal Loan App
• Register, add key personal details, and verify OTP
• Apply for an instant online loan after selecting your desired amount and tenure
• Upload documents to complete e-KYC
• Sign loan agreement following loan processing and approval
• Get an instant loan in your account within MINUTES

Referral Code : NZ2SF3DG

Features

• 10M+ Downloads
• 4.2 Rating
• 25 MB Download Size
• Released on 15 June 2016

Conclusion

Friends, this is a very good application in which you can easily earn money by working only 4 to 5 hours a day. The biggest thing is that you can also earn from Referral. You can easily earn 500 to 1000 rupees in a day. For this you have got a very good rating so that you can get an idea of ​​how many people are using this app. So I hope you liked our post and if you have any problem then you can ask us through comment and also follow us.